Airtel Payments Bank Unlisted Share Price Today
ISIN INE360U01018.
Airtel Payments Bank Airtel Payments Bank is a leading digital payments bank in India , promoted by Bharti Airtel, focused on delivering simple, secure, and accessible banking solutions through a mobile-first ecosystem. The bank offers a range of services including savings accounts, money transfers, UPI payments, bill payments, and merchant solutions , catering to both retail customers and small businesses. Its revenue model is driven by transaction fees, float income on deposits, and distrib…
Airtel Payments Bank
Airtel Payments Bank Unlisted Share Price Today
Airtel Payments Bank is a leading digital payments bank in India, promoted by Bharti Airtel, focused on delivering simple, secure, and accessible banking solutions through a mobile-first ecosystem. The bank offers a range of services including savings accounts, money transfers, UPI payments, bill payments, and merchant solutions, catering to both retail customers and small businesses. Its revenue model is driven by transaction fees, float income on deposits, and distribution-led services, supported by a large digital and merchant network.
Airtel Payments Bank operates under a digital-first, asset-light operating model, with no traditional lending activities, in line with payments bank regulations. The company leverages Airtel’s telecom ecosystem, extensive distribution network (~5 lakh banking points), and mobile penetration to drive customer acquisition and engagement. Its strategy emphasizes high transaction volumes, low-cost operations, financial inclusion, and cross-selling of digital financial services, rather than interest-based income from lending.
Headquartered in New Delhi, India, the bank has built a strong presence across urban and rural markets, focusing on last-mile banking access and digital adoption. Positioned as a “safe second account” for everyday transactions, Airtel Payments Bank integrates technology, telecom infrastructure, and a wide merchant ecosystem to enable seamless and secure digital payments at scale.
Revenue scaled ~4.3x from FY21 to FY25 (~45% CAGR), indicating rapid business expansion.
Shifted from losses in FY21 to ₹62.6 Cr PAT in FY25 with margins at ~24.8%.
Post FY23, margins have sustained above 20%, reflecting consistent monetization.
Income Statement
Key Managerial Personnel
As of FY26Anubrata Biswas is the MD & CEO of Airtel Payments Bank, leading its digital banking and financial inclusion strategy. He has over two decades of experience, including leadership roles at ICICI Bank, and is an alumnus of IIM Ahmedabad.
Anuj Bansal is the Chief Financial Officer at Airtel Payments Bank, leading financial strategy including planning, budgeting, and treasury functions. He brings over two decades of experience across financial services and has previously worked with Mastercard, Max Life, Aviva, and Royal Enfield.
