Utkarsh CoreInvest Unlisted Share Price Today
ISIN INE396P01012.
About Company Utkarsh CoreInvest (UCL) is an RBI-registered NBFC – Core Investment Company (CIC–ND-SI) headquartered in Varanasi, Uttar Pradesh. Incorporated in 1990, the company transitioned from a microfinance entity into a Core Investment Company and currently serves as the promoter-holding company of Utkarsh Small Finance Bank Limited (USFBL) , which was established in 2016–17. UCL operates as a passive holding structure, deriving value primarily from its majority stake in its liste…
Utkarsh CoreInvest
Utkarsh CoreInvest Unlisted Share Price Today
About Company
Utkarsh CoreInvest (UCL) is an RBI-registered NBFC – Core Investment Company (CIC–ND-SI) headquartered in Varanasi, Uttar Pradesh. Incorporated in 1990, the company transitioned from a microfinance entity into a Core Investment Company and currently serves as the promoter-holding company of Utkarsh Small Finance Bank Limited (USFBL), which was established in 2016–17.
UCL operates as a passive holding structure, deriving value primarily from its majority stake in its listed banking subsidiary. Through USFBL, the group focuses on financial inclusion, micro-banking, MSME lending, affordable housing finance, and retail banking services across rural and semi-urban India.
Despite revenue growth to ₹3,889 Cr (+23.85% YoY), PAT turned negative at ₹(422) Cr in FY25 due to elevated provisioning.
Profitability peaked in FY23 (PAT ₹554 Cr; PAT margin 20.18%) before declining sharply in FY24–FY25.
EPS swung from ₹55.88 (FY23) to ₹-42.50 (FY25), reflecting strong dependence on credit costs.
