Motilal Oswal Home Finance – Q1 FY27 Profit Rises 36% on Strong Loan Growth

Expert Analysis:

• Motilal Oswal Home Finance reported a 35.9% YoY increase in standalone net profit to ₹32.46 crore for Q1 FY27 (June 2026 quarter), driven by healthy growth in its lending business.

• Revenue (sales) increased 25.1% YoY to ₹221.45 crore, reflecting continued expansion in the company's housing finance portfolio and stable demand for affordable home loans.

• Operating performance remained strong, with the company maintaining an operating profit margin (OPM) of 61.6%, highlighting disciplined cost management despite business expansion.

• Profit Before Tax (PBT) rose 37.6% YoY to ₹42.22 crore, indicating broad-based improvement in profitability across the business.

• The quarterly results reinforce the company's steady execution in the affordable housing finance segment, supported by improving earnings and a focus on sustainable loan growth.