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Capital Small Finance Bank Unlisted Shares

Capital Small Finance Bank Q1 total business grows 15.58% to Rs 12,584 crore

Financial Express

2 min read

Capital Small Finance Bank Limited, a Jalandhar headquartered bank  business grew by 15.58%, an increase from  Rs 10,888 crore in Q1 FY 23  to Rs 12,584 crore in  Q1 FY 24.


MD & CEO’s words 

Sarvjit Singh Samra, MD and CEO of Capital said, “We are proud to report robust profits, which underscore the resilience of our business model and the effectiveness of our strategic initiatives.

Justification

  • Highlights of the company for Q1 FY 24:

    • Net worth increased by 28.81% amounting to 691 crs

    • Deposits grew by 14.64%  to Rs 7,064 crore

    • Advances grew by 16.81% to Rs 5,519 crore.

Takeaways
  • The Bank keeps a certain portion of its money as reserves with itself & lends the excess to its customers as loans.

  • With the increase in deposits & advances, the lending capacity of the bank is forecasted to increase, due to an increase in bank reserves.

  • The increased lending capacity will in turn increase the money supply in the economy.

  • Increased net worth, is an indicator of financial stability of the company.

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