With growing interest in India’s unlisted equity market, many investors are turning their attention to emerging fintech players like Fino Paytech. Known for its presence in digital banking and financial inclusion, Fino Paytech has become a notable name in the pre-IPO space. If you're tracking the Fino Paytech Unlisted Share Price, this blog offers a structured view of the company’s fundamentals and market relevance.
We'll begin by explaining what Fino Paytech is and explore the latest unlisted share price as of 2025. You'll also find key insights into the company’s financial performance, understand why investors are showing interest in its unlisted shares, and learn how to buy and sell these shares online. Finally, we'll outline the potential risks associated, helping you make informed decisions in this evolving space.
Keep scrolling to gain insights!
TL;DR
Fino Paytech unlisted shares are not listed on stock exchanges, which may limit liquidity and increase pricing risks.
You may face challenges like limited public financial data, regulatory risks, and no assurance of a future IPO.
Precize offers a structured way to buy/sell unlisted shares, completing transactions within 24–48 business hours.
The platform also provides detailed research reports to help you assess a company's financial health and industry position.
For better portfolio balance, Precize enables access to global trade finance opportunities and alternative fixed-income options.
What is Fino Paytech?
Fino Paytech is an Indian fintech company that builds technology and services for banking and financial inclusion. It started on July 13th, 2006 and is known for offering banking solutions to people in rural and semi-urban areas who often don’t have easy access to traditional banks. The company works with banks, government institutions, and insurance firms to provide services like savings accounts, money transfers, insurance, and DBT (Direct Benefit Transfer) payments.
Fino Paytech is the parent company of Fino Payments Bank, which operates as a separate entity under the RBI’s guidelines for payments banks.
While Fino Payments Bank is listed on the stock exchange, Fino Paytech remains an unlisted entity, and its shares are traded privately through unlisted share platforms.
Its mission is to be the go-to bank for customers by offering simple, accessible financial services that support their wealth growth.
The company uses a strong network of banking agents and merchant points across India to deliver its services.
Its focus on digital transactions, doorstep banking, and financial inclusion has helped it grow steadily in the fintech sector.
Now that you know what Fino Paytech does, let’s look at where its unlisted share price currently stands in the market.
Latest Fino Paytech Unlisted Share Price
As of 17th July 2025, the Fino Paytech unlisted share price stands at ₹111.00 per share. The face value of each share is ₹10.00, and the price for one lot (which includes 91 shares) is ₹10,101.00.
These prices are based on current market rates in the unlisted space and may vary depending on the demand, supply, and platform used for buying or selling.
[The unlisted share price of Fino Paytech can fluctuate daily based on market conditions. Please check the latest rates before making any decisions.]
[Source: Financial Reports]
To better understand the company’s current valuation, it helps to take a closer look at its financial health and past performance.
Key Financials of Fino Paytech
Here is a snapshot of Fino Paytech’s key financials based on FY 2024 data. These figures give you a basic idea of the company’s performance in the unlisted market:
Market Capitalisation: ₹1,437.70 crore
Price-to-Earnings (P/E) Ratio: 24.18
Operating Revenue: ₹1,339.31 crore
Year-on-Year Revenue Growth: 16.52%
Profit After Tax (PAT): ₹80.83 crore
Earnings Per Share (EPS): ₹4.594
Return on Equity (ROE): 11.86%
Return on Capital Employed (ROCE): -2.77%
Looking past performance, it’s worth exploring the key reasons why Fino Paytech is on investors’ radar.
